Terms and Conditions – Tips Online

Last Updated: August 28, 2026

1. INTRODUCTION

Welcome to Tips Online. By accessing our website or engaging our services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, we recommend you refrain from using our website and services.

2. SERVICES

Tips Online LLC (“we,” “our,” “us,” or “Tips Online”) provides financial advisory services, business consulting, tax preparation, bookkeeping solutions, and educational courses, including but not limited to:
– Accounting guidance and financial planning
– Tax strategy sessions and tax preparation
– Business process optimization and consulting
– Online training programs and courses
– Bookkeeping and accounting services
– Educational resources for entrepreneurs and business owners

Specific details of services are outlined in your individual service agreement or proposal.

3. USER RESPONSIBILITIES

You agree to:
– Provide accurate and complete financial and business information during consultations and throughout the engagement
– Adhere to agreed schedules for service delivery and consultations
– Obtain necessary documentation or approvals unless otherwise stated in the agreement
– Provide timely access to records and information necessary for service completion
– Comply with all applicable laws and regulations
– Not use our services for any unlawful or fraudulent purpose

4. PAYMENTS

– A deposit is required to confirm your service engagement
– Full payment is due upon completion unless otherwise stated in the contract
– Late payments may incur additional fees as specified in your service agreement
– Payment terms for subscription-based services are outlined in the individual service agreement
– We accept secure payment through certified third-party payment processors
– All financial information is handled securely and never shared for marketing purposes

5. INTELLECTUAL PROPERTY

All financial plans, tax strategies, consulting recommendations, educational materials, course content, designs, and other materials created by Tips Online remain our intellectual property unless explicitly transferred in writing. Unauthorized use, reproduction, distribution, or modification of this content is strictly prohibited.

6. SMS COMMUNICATIONS AND DATA PROTECTION

A. SMS CONSENT AND OPT-IN
By providing your phone number and marking the consent checkbox on our forms, you agree to receive SMS text messages from Tips Online regarding appointment confirmations, service reminders, accounting updates, and promotional offers related to our services.

When you provide your phone number and consent to receive SMS messages from Tips Online, you understand and agree that:
– SMS consent is not shared with third parties or affiliates for marketing purposes
– Your phone number and SMS-related information are used exclusively for direct communications from Tips Online
– This information is not sold, rented, or shared with third parties for external marketing purposes
– SMS data is only shared with certified service providers who assist in sending messages and are contractually obligated to protect your information

B. DETAILED DESCRIPTION OF SMS PROGRAM AND MESSAGING USE CASES

Tips Online uses SMS to communicate with customers and prospects who have provided explicit consent through website forms and opt-in mechanisms. The SMS program includes the following types of messages:

– Appointment confirmations and session notifications for consulting and coaching services
– Service reminders for scheduled meetings, training sessions, and course access
– Updates on financial advisory, bookkeeping, or tax preparation progress
– Platform access notifications and credential delivery for online courses
– Accounting and tax-related guidance and strategic recommendations
– Responses to customer inquiries regarding services
– Follow-up communications regarding previously requested advisory services
– Promotional offers related to tax preparation courses, bookkeeping services, business coaching, and training programs
– Educational communications about financial and business management topics

Message frequency varies based on customer engagement and service subscriptions.

C. MESSAGE FREQUENCY AND DATA RATES

Message frequency varies. Message and data rates may apply according to your mobile carrier’s plan. Tips Online is not responsible for carrier-related delays or delivery failures.

D. INSTRUCTIONS TO OPT OUT (TEXT STOP)

You may opt out of receiving SMS messages at any time by:
1. Replying “STOP” to any text message from Tips Online
2. You will receive confirmation that your opt-out request has been processed
3. You will no longer receive text messages from us
4. You may reactivate SMS messages at any time by replying “START”

E. FOR HELP OR SUPPORT

For help or information about our SMS program:
1. Reply “HELP” to any SMS message from Tips Online, or
2. Call +1 (609) 551-8013

Support is available during business hours.

F. SUPPORT CONTACT INFORMATION

If you have any issues or questions regarding SMS communications:
– Email: info@tipsonline.us
– Phone: +1 (609) 551-8013
– Address: 386 3rd Avenue 3rd Fl, New York, NY 10016
– Website: https://tipsonline.us

7. CARRIER LIABILITY DISCLAIMER

Tips Online is not responsible for delays, failures, or issues with SMS delivery caused by carriers or network providers. Carriers may experience service interruptions, and Tips Online cannot guarantee 100% message delivery or timeliness. Users assume all risks associated with SMS communications, including but not limited to message delays, non-delivery, or carrier-related issues.

8. AGE RESTRICTION (18+)

SMS services from Tips Online are available only to individuals who are 18 years of age or older. By opting in to receive SMS messages, you confirm that you are at least 18 years old and authorized to receive SMS communications. If you are under 18, you may not use the SMS messaging features of our services.

9. LIMITATIONS OF LIABILITY

– We are not responsible for delays caused by client non-responsiveness, third-party services, regulatory delays, or factors outside our control
– Liability for damages is limited to the total amount paid for the service
– Tips Online provides professional advisory services but does not guarantee specific financial outcomes or results
– We are not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of our services

10. CANCELLATION AND REFUNDS

– Cancellations of services must be made in writing to info@tipsonline.us
– Refunds for deposits or prepayments may be issued based on the service stage, minus any non-refundable expenses incurred or work completed
– For subscription-based services, cancellation policies are outlined in the individual service agreement
– Cancellation requests must be submitted within the timeframe specified in your service agreement
– Refund processing typically takes 5-10 business days after approval

11. LINKS TO PRIVACY POLICY

Your use of Tips Online services is also governed by our Privacy Policy, which details how we collect, use, and protect personal information provided by users. By consenting to SMS communications, you also agree to our Privacy Policy available at https://tipsonline.us/politicas-de-privacidad/

12. THIRD-PARTY LINKS

Our website may contain links to external websites and resources. Tips Online is not responsible for the content, accuracy, privacy practices, or policies of third-party websites. We encourage you to review their terms and privacy policies before engaging with their services.

13. MODIFICATIONS TO TERMS

Tips Online reserves the right to modify or update these Terms and Conditions at any time and without prior notice. We advise you to review this page periodically. Your continued use of our website and services after the publication of changes implies your acceptance of the modified Terms and Conditions.

14. GOVERNING LAW AND JURISDICTION

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the United States, without regard to its conflict of laws principles. Any litigation or claim arising from the use of our services shall be resolved in the courts of competent jurisdiction.

15. CONTACT INFORMATION

If you have questions or concerns related to these Terms and Conditions, you can reach us through the following channels:

– Website: https://tipsonline.us
– Email: info@tipsonline.us
– Phone: +1 (609) 551-8013
– Address: 386 3rd Avenue 3rd Fl, New York, NY 10016

Response Time: We will respond to inquiries within 30 business days.

16. ENTIRE AGREEMENT

These Terms and Conditions, together with our Privacy Policy and any individual service agreements, constitute the entire agreement between you and Tips Online regarding your use of our services and website. These terms supersede all prior agreements, understandings, and negotiations.

17. SEVERABILITY

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

18. WAIVER

The failure of Tips Online to enforce any right or provision of these Terms and Conditions does not constitute a waiver of that right or provision.

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Last Updated: August 28, 2026